Why not just buy a home, over time,
Why not just buy a home, over time, its value will increase and you are working you way towards owing an asset. Once your pre-payment penalty is done, you should be able to refinance your credit funding for a much lesser interest rate. They are called the Subprime lenders; they are focusing more on helping individuals with poor credit in buying home after bankruptcy. [...] You may also want to use the extra cash to invest in a business venture or for needed home improvement. You will be able to own an asset.
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